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Gold Loans

Gold Loans

Gold loan is sanctioned by accepting the gold ornaments of the customer as pledge. Gold loans are often used for short term household requirements, business purposes etc. However, in terms of the cost and ease of availing the loan, and the convenience, gold loans are a better bargain.


To meet the credit needs of trade, commercial activity, other general business, real estate as also for their bonafide requirements.


Submit the gold ornaments (within a karat range of 18 to 24 k) along with the application in the prescribed format at the branch. The loan will be sanctioned on the base of the gold valuation which involves verification of its purity.

Charges and other costs

The charges levied are forms, insurance, notice and miscellaneous charges.