Old Bus Stand, Payyanur, Kannur info.pcrb@gmail.com

Privacy Policy

Privacy Policy

Rainbow is a Free app. This SERVICE is provided by The Payyanur Co-operative Rural Bank Ltd at no cost. This page is used to inform visitors regarding our policies with the collection, use, and disclosure of Personal Information if anyone decided to use our Service.
If you choose to use our Service, then you agree to the collection and use of information in relation to this policy. The Personal Information that we collect is used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.
The terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, which is accessible at Payyanur Co-operative Rural Bank unless otherwise defined in this Privacy Policy.

Information Collection and Use

For a better experience, while using our Service, we may require you to provide us with certain personally identifiable information. The information that we request will be retained by us and used as described in this privacy policy.
The website/app does use third party services that may collect information used to identify you.
Link to privacy policy of third party service providers used by the website/app

Safeguard's to protect your Personal Information

Our Website/App has stringent security measures in place to protect the loss, misuse, and alteration of the information under our control. Whenever you change or access your account information, we offer the use of a secure server. Once your information is in our possession we adhere to strict security guidelines, protecting it against unauthorized access. You understand that you are solely responsible for maintaining the secrecy of your passwords, and your Website/App membership account information and you undertake to be careful, responsible and alert with respect to such information being shared by you. Notwithstanding anything contained in this Policy or elsewhere, you agree and understand that the Website shall not be held responsible for any loss, damage or misuse of your Personal Information willingly shared by you.

Automatic Logging of Session Data

You agree that the Website/App can automatically register information about your computer in connection to the internet which is not linked to your Personal Information. This Session Data will consist of IP address, operating system and type of browser software (Internet Explorer, Firefox, Opera, Google Chrome etc.) being used and the activities conducted by the you while on the Website. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major Websites/App.

Use of Demographic and Profile Data

We use your Personal Information to provide the services you request for and to market to you through your email-address registered with the Website.

Your Consent

You acknowledge that by using this Website/App and by providing your Personal Information, you consent to the collection and use of the Personal Information that you disclose on the Website/App in accordance with this Privacy Policy.

Cookies

You understand that a cookie is a small piece of data that is sent to your web browser from a web server and is eventually stored on a user’s computer hard drive. This anonymous information is maintained distinctly and is not linked to the Personal Information. You may chose to decline/ disable cookies, however the same may have a significant impact on your experience of the Website/App and may make parts of the Website non functional or inaccessible. We recommend that you leave cookies turned on for use of this website/App.

Links to Other Site

You agree and understand that the Website/App will contain links to other websites (“Linked Sites”) on the Website which are operated by third parties and are not controlled by, or affiliated to, or associated with us unless expressly specified on the Website. We are therefore not responsible for any form of transmission, transfer whatsoever, received by you from any Linked Site. Accordingly, we or Website does not make any representations concerning the privacy practices or policies of such Linked Sites or terms of use of such websites, nor do we control or guarantee the accuracy, integrity, or quality of the content available on such websites.

Children’s Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Disclosure of your Personal Information

In addition to the circumstances described above, we may disclose the Website/App member’s Personal Information if required to do so by law, court order, as and when requested by other government or law enforcement agency/authority, or in the good faith belief that disclosure is otherwise necessary or advisable including, without limitation, to protect our rights or properties or those of any or all of our affiliates, associates, employees, directors or officers or when we have reason to believe that disclosing the information is necessary to identify, contact or bring legal action against someone who may be causing interference with our rights or properties, whether intentionally or otherwise, or when anyone else could be harmed by such activities.

Policy updates

We reserve the right to change or update this privacy policy at any time without notice of such update/change to any persons/ entity. Such changes shall be effective immediately upon posting on the Website/App. You understand and agree that you shall be solely responsible for keeping yourself updated with this Privacy Policy.

Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at info.pcrb@gmail.com