The Payyanur Co-operative Rural Bank was established with an aim to provide financial assistance to the common people of the locality. The hard work and dedication put in by all the members of the bank have helped us grow to such an extent that we are now ranked as the number one bank among all urban banks in Kerala. In this competitive scenario, “High Tech” Banking is an outdated concept and now everyone concentrates on “High Touch” banking. The banking should be customer oriented and develop smart and effective solutions and services to the customers through innovative ideas, upgraded technologies and skilled human resources. Now the co-operative banks are in “smart ways”. To attain sustainability, develops and apply various attributes such as technology, beliefs, values, culture, ethics, knowledge and skills.”
President
